Insights

ISO Construction Classes 1–6 — underwriting implications of each class

A masterclass on the six ISO construction classifications and how frame, joisted masonry, non-combustible, and fire-resistive buildings impact rate making and risk appetite.

COPE — Construction, Occupancy, Protection, Exposure: what each element actually means for underwriting decisions

An in-depth breakdown of the four pillars of property risk assessment and how underwriters weigh construction, occupancy, protection, and exposure during pricing.

What does a complete commercial property submission look like? A practitioner's checklist

A comprehensive guide and checklist for commercial property underwriters and brokers detailing the critical information needed to properly assess property risk.